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How is Your Credit Score Calculated?
VantageScore%20FICO%20criteria%20compari
300-900
300-850
VantageScore 3.0 and VantageScore 4.0 is a independent
reporting system created by TransUnion, Equifax and Experian
Very Important =
No Impact =
Can Affect Score =
Ignores Paid Collections =
Medical Collections less impact =
Ignores collections less than $100 =
Credit Factors
VantageScore 4.0
VantageScore 3.0
FICO Score
8
FICO Score
9
Usage Rate
History of Payments
Collections
Public Record

KeySolutionz is dedicated to improving the comprehension of the intricate credit system for mortgage professionals, realtors, and consumers. We partner with prospective homebuyers and high schools to provide credit education courses. KeySolutionz is a genuine and reliable nonprofit organization dedicated to empowering consumers to uncover the truth about credit and the decision-making processes involved. The courses offered by KeySolutionz are not a one-size-fits-all solution; instead, we create a customized, step-by-step plan designed for each individual.

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